HB1570 (2006) Detail

Relative to health insurance coverage for part-time college students.


HB 1570 – AS AMENDED BY THE HOUSE

15Feb2006… 0756h

2006 SESSION

06-2919

01/03

HOUSE BILL 1570

AN ACT relative to health insurance coverage for part-time college students.

SPONSORS: Rep. Moran, Hills 18; Rep. Dowling, Rock 5; Rep. M. Smith, Straf 7; Rep. Gile, Merr 10; Sen. Estabrook, Dist 21

COMMITTEE: Commerce

AMENDED ANALYSIS

This bill extends insurance coverage to certain unmarried children under the age of 24.

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Explanation: Matter added to current law appears in bold italics.

Matter removed from current law appears [in brackets and struckthrough.]

Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.

15Feb2006… 0756h

06-2919

01/03

STATE OF NEW HAMPSHIRE

In the Year of Our Lord Two Thousand Six

AN ACT relative to health insurance coverage for part-time college students.

Be it Enacted by the Senate and House of Representatives in General Court convened:

1 Individual Insurance Policies; Dependent Children. Amend RSA 415:5, I(3) to read as follows:

(3) It purports to insure only one person, except that a policy may insure, originally or by subsequent amendment, upon the application of an adult member of a family who shall be deemed the policyholder, any 2 or more eligible members of that family, including husband, wife, dependent children, or any children under a specified age which shall not exceed 18 years and any other person dependent upon the policyholder; provided, that dependent children shall include unmarried children under the age of 24 who are financially dependent upon the parent and who either have the same legal residence as the policy holder or are full-time or part-time students. Once coverage for a child over the age of 19 is removed from a parent’s policy after no longer qualifying under this subparagraph, such coverage shall not be resumed; and

2 Group Insurance Policies; Dependent Children. Amend RSA 415:18, IV to read as follows:

IV.(a) Any such group or blanket policy may include benefits payable on account of hospital or medical or surgical aid for an employee or other member of the group insured by such policy, his or her spouse, child or children, or other dependents, and may provide that any such benefits be paid by the insurer directly to the hospital, physician, surgeon, doctor, nurse, or other person furnishing services covered by such provision of said policy.

(b) Dependent children shall include unmarried children under the age of 24 who are financially dependent upon the parent and who either have the same legal residence as the policy holder or are full-time or part-time students. Once coverage for a child over the age of 19 is removed from a parent’s policy after no longer qualifying under this subparagraph, such coverage shall not be resumed. This subparagraph shall also apply to group hospital health service plan contracts issued pursuant to RSA 420-A, and to health maintenance organization policies and plans pursuant to RSA 420-B.

3 Effective Date. This act shall take effect 60 days after its passage.