HB 78 – AS INTRODUCED
2007 SESSION
01/03
HOUSE BILL 78
AN ACT relative to health insurance coverage for certain unmarried children.
SPONSORS: Rep. Moran, Hills 18; Rep. Gile, Merr 10; Rep. Julie Brown, Straf 1; Rep. Cooney, Graf 7
This bill extends insurance coverage to certain unmarried children 24 years of age or younger.
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Explanation: Matter added to current law appears in bold italics.
Matter removed from current law appears [in brackets and struckthrough.]
Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.
07-0292
01/03
STATE OF NEW HAMPSHIRE
In the Year of Our Lord Two Thousand Seven
AN ACT relative to health insurance coverage for certain unmarried children.
Be it Enacted by the Senate and House of Representatives in General Court convened:
1 Individual Insurance Policies; Dependent Children. Amend RSA 415:5, I(3) to read as follows:
(3) It purports to insure only one person, except that a policy may insure, originally or by subsequent amendment, upon the application of an adult member of a family who shall be deemed the policyholder, any 2 or more eligible members of that family, including husband, wife, dependent children, or any children under a specified age which shall not exceed 18 years and any other person dependent upon the policyholder; provided, that dependent children shall include unmarried children 24 years of age or younger who either have the same legal residence as the policyholder or are full-time or part-time students, as defined by the appropriate educational institution. Once coverage for a child over the age of 19 is removed from a parent’s policy after no longer qualifying under this subparagraph, such coverage shall not be resumed. The insurance commissioner shall make an annual report, beginning on or before November 1, 2008, to the speaker of the house of representatives, the president of the senate, and the governor regarding the effectiveness of and the costs associated with extending insurance coverage to dependent unmarried children 24 years of age or younger; and
2 Group Insurance Policies; Dependent Children. Amend RSA 415:18, IV to read as follows:
IV.(a) Any such group or blanket policy may include benefits payable on account of hospital or medical or surgical aid for an employee or other member of the group insured by such policy, his or her spouse, child or children, or other dependents, and may provide that any such benefits be paid by the insurer directly to the hospital, physician, surgeon, doctor, nurse, or other person furnishing services covered by such provision of said policy.
(b) Dependent children shall include unmarried children 24 years of age or younger who either have the same legal residence as the policyholder or are full-time or part-time students, as defined by the appropriate educational institution. Once coverage for a child over the age of 19 is removed from a parent’s policy after no longer qualifying under this subparagraph, such coverage shall not be resumed. This subparagraph shall also apply to group hospital health service plan contracts issued pursuant to RSA 420-A, and to health maintenance organization policies and plans pursuant to RSA 420-B. The insurance commissioner shall make an annual report, beginning on or before November 1, 2008, to the speaker of the house of representatives, the president of the senate, and the governor regarding the effectiveness of and the costs associated with extending insurance coverage to dependent unmarried children 24 years of age or younger.
3 Effective Date. This act shall take effect 60 days after its passage.