Revision: March 27, 2014, midnight
SB 345 – AS AMENDED BY THE SENATE
03/13/14 0866s
2014 SESSION
01/04
SENATE BILL 345
AN ACT repealing the prospective repeal of the annual public hearing and report on health insurance costs and trends.
SPONSORS: Sen. Fuller Clark, Dist 21; Sen. Gilmour, Dist 12; Sen. Stiles, Dist 24; Rep. Muns, Rock 21; Rep. Harding, Graf 13; Rep. Rosenwald, Hills 30
This bill repeals the prospective repeal of the annual public hearing and report on health insurance costs and trends and adds certain criteria to the report. The bill also prohibits insurance carriers from charging different premiums for identical health care plans offered through a federally-facilitated exchange and offered outside of such an exchange.
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Explanation: Matter added to current law appears in bold italics.
Matter removed from current law appears [in brackets and struckthrough.]
Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.
03/13/14 0866s
14-2750
01/04
STATE OF NEW HAMPSHIRE
In the Year of Our Lord Two Thousand Fourteen
AN ACT repealing the prospective repeal of the annual public hearing and report on health insurance costs and trends.
Be it Enacted by the Senate and House of Representatives in General Court convened:
1 Repeal. 2010, 240:3 and 240:4, II, relative to the prospective repeal of the annual public hearing and report on health insurance costs and trends, are repealed.
2 Annual Report Concerning Premium Rates in the Health Insurance Market. RSA 420-G:14-a, VI is repealed and reenacted to read as follows:
VI.(a) The commissioner shall prepare an annual report concerning premium rates in the health insurance market and the factors that have contributed to rate increases during prior years. The annual report shall be designed to provide information which identifies and quantifies health care spending trends and the underlying factors that contributed to increases in health insurance premiums. The report shall include recommendations and strategies for increasing the efficiency of New Hampshire's health care financing and delivery system. The report shall be based on the commissioner's analysis of information and data available to the commissioner, including:
(1) Information and analysis of the amount and impact of uncompensated care.
(2) Past and current medical loss ratios of insurance carriers in New Hampshire.
(3) Comparison and analysis of the cost of medical care by payment type.
(4) Information and analysis of total public reimbursements to hospitals and other health care providers by federal, state, and local governments.
(5) Information and analysis of insurance premiums by provider network.
(6) Information and analysis of plan and premium information on the Federal Employee Plan and National Account offered by Anthem Blue Cross Blue Shield.
(7) Comparison and analysis to insurance claim data collected by other states.
(8) Testimony at the public hearing, and any other information or documents submitted in connection with the public hearing.
(b) The commissioner shall submit the annual report to the governor, the president of the senate, and the speaker of the house of representatives on or before November 1 of each year.
3 New Section; Prohibition on Charging Certain Premiums. Amend RSA 420-N by inserting after section 8 the following new section:
420-N:8-a Prohibition on Charging Certain Premiums. No insurance carrier shall charge different premiums for identical health care plans offered through an exchange marketplace and offered outside of such an exchange.
4 Effective Date. This act shall take effect upon its passage.