HB 226-FN – AS INTRODUCED
2005 SESSION
01/09
HOUSE BILL 226-FN
AN ACT relative to the provision of loss information to employers.
SPONSORS: Rep. Carter, Hills 3; Sen. Flanders, Dist 7
This bill requires loss information to be provided to all employers. Current law requires such information to be provided to large employers only.
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Explanation: Matter added to current law appears in bold italics.
Matter removed from current law appears [in brackets and struckthrough.]
Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.
05-0458
01/09
STATE OF NEW HAMPSHIRE
In the Year of Our Lord Two Thousand Five
AN ACT relative to the provision of loss information to employers.
Be it Enacted by the Senate and House of Representatives in General Court convened:
1 Insurance; Loss Information. Amend RSA 420-G:12-a, I and II to read as follows:
I. To ensure maximum competition in the purchase of group health insurance, all [large] employers shall be entitled to receive their specific health plan loss information upon request [and without charge]. No contract between any health carrier, third-party administrator, employer group, or pool of employers shall abridge this right in any manner.
II. Upon written request from any [large] employer, every health carrier, third-party administrator, pooled risk management program under RSA 5-B or any other type of multiple employer health plan shall provide that employer’s loss information within 30 calendar days of receipt of the request. The loss information shall include all physician, hospital, prescription drug, and other covered medical claims specific to the employer’s group plan incurred for the 12-month period paid through the 14 months which end within the 60-day period prior to the date of the request. An employer shall not be entitled by this section to more than 2 loss information requests in any 12-month period; however, nothing shall prohibit a carrier from fulfilling more frequent requests on a mutually agreed-upon basis. A fee of up to $10 may be charged per request for such loss information.
2 Effective Date. This act shall take effect 60 days after its passage.
LBAO
05-0458
1/18/05
HB 226-FN - FISCAL NOTE
AN ACT relative to the provision of loss information to employers.
FISCAL IMPACT:
The Association of Counties and New Hampshire Municipal Association have determined this bill will increase county and local expenditures by an indeterminable amount in FY 2005 and each year thereafter. There will be no fiscal impact on state, county or local revenue, or state expenditures.
METHODOLOGY:
This bill provides that any employer may request specific health plan loss information from the employer’s health carrier, third party administrator, pooled risk management program under RSA 5-B or any other type of multiple employer health plan, and that a fee of up to $10 may be charged per request for such loss information. The Association of Counties and New Hampshire Municipal Association state that the costs are indeterminable, and are based upon the fee and number of requests.
The Departments of Administrative Services states this bill will have no fiscal impact on their department.
The Insurance Department states that municipalities will only incur this cost if they desire specific health plan loss information. This bill does not mandate that all employers must have this information. The fee is voluntary.