Bill Text - HB100 (2009)

Relative to homeowner's insurance.


Revision: Jan. 12, 2009, midnight

HB 100 – AS INTRODUCED

2009 SESSION

09-0333

01/09

HOUSE BILL 100

AN ACT relative to homeowner’s insurance.

SPONSORS: Rep. K. Hutchinson, Rock 3

COMMITTEE: Commerce

ANALYSIS

This bill requires that each event reported for the purposes of homeowner’s insurance be counted as a single claim even if the event caused damage in different areas of the property.

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Explanation: Matter added to current law appears in bold italics.

Matter removed from current law appears [in brackets and struckthrough.]

Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.

09-0333

01/09

STATE OF NEW HAMPSHIRE

In the Year of Our Lord Two Thousand Nine

AN ACT relative to homeowner’s insurance.

Be it Enacted by the Senate and House of Representatives in General Court convened:

1 Homeowner’s Insurance; Single Event. Amend RSA 417-B:3-b to read as follows:

417-B:3-a Nonrenewal for Filing a Claim. The nonrenewal of a homeowner’s insurance policy is prohibited if the nonrenewal is based solely on the insured having filed a single valid claim within any one previous or current policy term. For policies that contain no fixed expiration date or that are issued for other than annual periods a term shall be considered each 12 month anniversary from the date of policy issuance. Each event reported for the purpose of a claim for homeowner’s insurance shall be counted as a single claim even if the event caused damage in different areas of the property.

2 Effective Date. This act shall take effect January 1, 2010.