Revision: Jan. 12, 2009, midnight
HB 109 – AS INTRODUCED
2009 SESSION
01/09
HOUSE BILL 109
AN ACT relative to consumer choice in health insurance.
This bill allows health insurers to offer an accident and health insurance policy not subject to state-mandated health benefits.
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Explanation: Matter added to current law appears in bold italics.
Matter removed from current law appears [in brackets and struckthrough.]
Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.
09-0478
01/09
STATE OF NEW HAMPSHIRE
In the Year of Our Lord Two Thousand Nine
AN ACT relative to consumer choice in health insurance.
Be it Enacted by the Senate and House of Representatives in General Court convened:
1 New Section; Optional Health Benefit Plan. Amend RSA 415-A by inserting after section 3 the following new section:
415-A:3-a Optional Accident and Health Insurance Policies. Any insurer offering accident and health insurance may offer, as an option, a policy that, either in whole or in part, does not provide state-mandated health benefits. In each sale of an accident and health policy in which the proposed insured has selected a policy that, either in whole or in part, does not provide state-mandated health benefits, the insurer shall provide to the certificate holder a written notice, in a form and manner adopted by rule, pursuant to RSA 541-A, by the insurance commissioner that one or more of the mandated benefits are not included in the accident and health insurance policy selected by the certificate holder. In this section “state-mandated health benefits” means coverage for health care services or benefits required by state law requiring the reimbursement or utilization related to a specific health illness, injury, or condition of the covered person or inclusion of a specific category of licensed health care practitioner to be provided to the covered person in a policy for a health-related condition of a covered person. The term “state-mandated health benefits” does not mean standard provisions or rights required to be in a policy pursuant to state law unrelated to a specific health illness, injury, or condition of the insured, including medical benefits under automobile insurance policies, workers’ compensation benefits, or entitlement to a conversion policy under RSA 415:18.
2 Effective Date. This act shall take effect 60 days after its passage.