HB 244 – AS INTRODUCED
2009 SESSION
03/04
HOUSE BILL 244
AN ACT relative to automobile insurance premiums.
SPONSORS: Rep. Quandt, Rock 13; Rep. DiFruscia, Rock 4; Rep. Comerford, Rock 9
COMMITTEE: Commerce and Consumer Affairs
This bill prohibits charging higher automobile insurance premiums for younger drivers unless the insurance company also provides discounts to such drivers based on safe driving records.
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Explanation: Matter added to current law appears in bold italics.
Matter removed from current law appears [in brackets and struckthrough.]
Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.
09-0131
03/04
STATE OF NEW HAMPSHIRE
In the Year of Our Lord Two Thousand Nine
AN ACT relative to automobile insurance premiums.
Be it Enacted by the Senate and House of Representatives in General Court convened:
1 New Section; Motor Vehicle Insurance Rate Regulation; Younger Drivers. Amend RSA 412 by inserting after section 17-a the following new section:
412:17-b Younger Drivers. An insurer may not impose a higher rate or surcharge on a policy of automobile insurance, as defined in RSA 417-A, because a driver is under a certain age unless the insurer also provides a discount or credit available to such drivers based on a history of safe driving, and criteria for obtaining the discount or credit have been determined by the commissioner to be reasonable.
2 Effective Date. This act shall take effect January 1, 2010.