Bill Text - HB1244 (2010)

Relative to insurance fraud.


Revision: Dec. 10, 2009, midnight

HB 1244 – AS INTRODUCED

2010 SESSION

10-2676

04/01

HOUSE BILL 1244

AN ACT relative to insurance fraud.

SPONSORS: Rep. Nixon, Hills 17; Rep. Leishman, Hills 3; Rep. Craig, Hills 9; Rep. E. Merrick, Coos 2; Rep. McEachern, Rock 16

COMMITTEE: Commerce and Consumer Affairs

ANALYSIS

This bill prohibits insurers from including warning language regarding insurance fraud in communications with an insured or potential claimant. The bill requires insurers to include language in all communications with an insured or a potential claimant advising them of their right to file a complaint with the New Hampshire insurance department.

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Explanation: Matter added to current law appears in bold italics.

Matter removed from current law appears [in brackets and struckthrough.]

Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.

10-2676

04/01

STATE OF NEW HAMPSHIRE

In the Year of Our Lord Two Thousand Ten

AN ACT relative to insurance fraud.

Be it Enacted by the Senate and House of Representatives in General Court convened:

1 New Paragraph; Insurance Fraud. Amend RSA 638:20 by inserting after paragraph VII the following new paragraph:

VIII.(a) No communication to an insured or potential claimant from an insurer shall contain language that is the same or substantially similar to the following: “New Hampshire law requires us to advise you of the following regulation: Any person who, with a purpose to injure, defraud, or deceive any insurance company, files a statement of claim containing any false, incomplete, or misleading information is subject to prosecution and punishment for insurance fraud as provided in RSA 638:20.”

(b) All communication from an insurance company to an insured or a potential claimant shall contain the following language: “If you have a complaint concerning the way you have been treated by an insurance company, you may obtain a complaint form from the New Hampshire Insurance Department, 21 South Fruit Street, Suite 14, Concord, NH 03301-2430, Attention: Complaint Division.”

2 Effective Date. This act shall take effect 60 days after its passage.

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