HB1392 (2010) Detail

Requiring insurance companies to report to the insurance department the number of claims denied.


HB 1392-FN – AS INTRODUCED

2010 SESSION

10-2534

06/01

HOUSE BILL 1392-FN

AN ACT requiring insurance companies to report to the insurance department the number of claims denied.

SPONSORS: Rep. F. Holden, Hills 4; Rep. Rappaport, Coos 1

COMMITTEE: Commerce and Consumer Affairs

ANALYSIS

This bill requires insurance companies to report to the commissioner of the insurance department the numbers of claims denied.

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Explanation: Matter added to current law appears in bold italics.

Matter removed from current law appears [in brackets and struckthrough.]

Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.

10-2534

06/01

STATE OF NEW HAMPSHIRE

In the Year of Our Lord Two Thousand Ten

AN ACT requiring insurance companies to report to the insurance department the number of claims denied.

Be it Enacted by the Senate and House of Representatives in General Court convened:

1 New Section; Report to be Filed with Commissioner of the Insurance Department. Amend RSA 415-A by inserting after section 4-b the following new section:

415-A:4-c Report to be Filed with Commissioner. Every insurance company that provides accident and health insurance shall file with the insurance commissioner an annual report, in such form and containing such information as the commissioner shall prescribe by rule or otherwise, regarding:

I. The number of claims it denies.

II. The number of claims it pays after an initial claim denial.

2 Effective Date. This act shall take effect 60 days after its passage.

LBAO

10-2534

11/16/09

HB 1392-FN - FISCAL NOTE

AN ACT requiring insurance companies to report to the insurance department the number of claims denied.

FISCAL IMPACT:

      The Insurance Department states this bill may increase state general fund revenue, county expenditures, and local expenditures by an indeterminable amount in FY 2010 and each year thereafter. There is no fiscal impact on state expenditures or county and local revenue.

METHODOLOGY:

    The Insurance Department states this bill requires insurance companies to file reports regarding claim denials with the Department. The Department assumes this will create additional administrative expenses for the companies. To the extent these additional expenses result in premium increases, premium tax revenue will increase. County and local expenditures would increase to the extent they purchase insurance and the insurance companies have increased rates as a result of costs associated with the reporting requirement. The State health plan nor its third party administrator facilitating the plan would be subject to this legislation because the State is self-insured.

Links

HB1392 at GenCourtMobile

Action Dates

Date Body Type

Bill Text Revisions

HB1392 Revision: 15630 Date: Dec. 10, 2009, midnight

Docket