Bill Text - HB128 (2016)

Authorizing individuals and certain businesses to purchase health insurance from out-of-state companies.


Revision: March 8, 2016, midnight

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HB 128 – AS INTRODUCED

 

2015 SESSION

\t15-0250

\t01/09

 

HOUSE BILL\t\t128

 

AN ACT\tauthorizing individuals and certain businesses to purchase health insurance from out-of-state companies.

 

SPONSORS:\tRep. McClarren, Hills 29

 

COMMITTEE:\tCommerce and Consumer Affairs

 

 

ANALYSIS

 

\tThis bill authorizes individuals and certain businesses to purchase health insurance from out-of-state insurance companies.  The bill grants rulemaking authority to the insurance commissioner for the purposes of the bill.

 

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Explanation:\tMatter added to current law appears in bold italics.

\t\tMatter removed from current law appears [in brackets and struckthrough.]

\t\tMatter which is either (a) all new or (b) repealed and reenacted appears in regular type.

 

\t15-0250

\t01/09

 

STATE OF NEW HAMPSHIRE

 

In the Year of Our Lord Two Thousand Fifteen

 

AN ACT\tauthorizing individuals and certain businesses to purchase health insurance from out-of-state companies.

 

Be it Enacted by the Senate and House of Representatives in General Court convened:

 

\t1  New Chapter; Health Care Insurance From Out-of-State Insurance Companies.  Amend RSA by inserting after chapter 404-I the following new chapter:

CHAPTER 404-J

Health Care Insurance

From Out-of-State Insurance Companies

\t404-J:1  Health Care Insurance Purchased From Out-of-State Insurance Companies Authorized; Plan Requirements.

\t\tI.  In this chapter “commissioner” means the insurance commissioner.

\t\tII.  An individual who is a resident of this state or an employer with under 100 employees may purchase health insurance from out-of-state health insurance carriers which are approved by the state where the carrier does business.

\t404-J:2  Rulemaking.  The commissioner shall adopt rules, pursuant to RSA 541-A, relative to:

\t\tI.  Form and content of applications for health insurance under this chapter.

\t\tII.  Further definition of employer, if appropriate.

\t\tIII.  Procedures for resolution of disputes, including hearing procedures.

\t404-J:3  Applicability.  This chapter shall not be construed to require the out-of-state insurers to offer or provide state-mandated health benefits required by New Hampshire law or rules in health insurance policies sold to New Hampshire residents.

\t404-J:4  Resolution of Disputes.  Resolution of disputes between the insurer and the insured shall take place in New Hampshire in accordance with rules adopted by the commissioner under RSA 541-A.

\t2  Effective Date.  This act shall take effect 60 days after its passage.

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