Bill Text - SB149 (2017)

Authorizing individuals and certain businesses to purchase health insurance from out-of-state companies.


Revision: Jan. 24, 2017, 12:17 p.m.

SB 149  - AS INTRODUCED

 

 

2017 SESSION

17-0814

01/10

 

SENATE BILL 149

 

AN ACT authorizing individuals and certain businesses to purchase health insurance from out-of-state companies.

 

SPONSORS: Sen. Sanborn, Dist 9; Sen. French, Dist 7; Rep. Pearl, Merr. 26; Rep. Cordelli, Carr. 4; Rep. Vose, Rock. 9

 

COMMITTEE: Health and Human Services

 

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ANALYSIS

 

This bill authorizes individuals and certain businesses to purchase health insurance from out-of-state companies.  The bill grants rulemaking authority to the insurance commissioner for the purposes of the bill.

 

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Explanation: Matter added to current law appears in bold italics.

Matter removed from current law appears [in brackets and struckthrough.]

Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.

17-0814

01/10

 

STATE OF NEW HAMPSHIRE

 

In the Year of Our Lord Two Thousand Seventeen

 

AN ACT authorizing individuals and certain businesses to purchase health insurance from out-of-state companies.

 

Be it Enacted by the Senate and House of Representatives in General Court convened:

 

1  New Chapter; Health Care Insurance From Out-of-State Insurance Companies.  Amend RSA by inserting after chapter 404-I the following new chapter:

CHAPTER 404-J

HEALTH CARE INSURANCE FROM

OUT-OF-STATE INSURANCE COMPANIES

404-J:1  Health Care Insurance Purchased From Out-of-State Insurance Companies Authorized; Plan Requirements.

I.  In this chapter “commissioner” means the insurance commissioner.

II.  An individual who is a resident of this state or an employer with under 100 employees may purchase health insurance from out-of-state health insurance carriers which are approved by the state where the carrier does business; provided that such state is a member of the National Association of Insurance Commissioners (NAIC).

404-J:2  Rulemaking.  The commissioner shall adopt rules, pursuant to RSA 541-A, relative to procedures for resolution of disputes, including hearing procedures.

404-J:3  Applicability.  This chapter shall not be construed to require the out-of-state insurers to offer or provide state-mandated health benefits required by New Hampshire law or rules in health insurance policies sold to New Hampshire residents.

404-J:4  Resolution of Disputes.  Resolution of disputes between the insurer and the insured shall take place in New Hampshire in accordance with rules adopted by the commissioner under RSA 541-A.

2  Effective Date.  This act shall take effect 60 days after its passage.