Bill Text - SB189 (2018)

Requiring insurance policies to cover 3-D mammography.


Revision: Jan. 31, 2017, 9:27 a.m.

SB 189-FN - AS INTRODUCED

 

 

2017 SESSION

17-0867

01/09

 

SENATE BILL 189-FN

 

AN ACT requiring insurance policies to cover 3-D mammography.

 

SPONSORS: Sen. Bradley, Dist 3; Sen. Avard, Dist 12; Sen. Gray, Dist 6; Sen. Fuller Clark, Dist 21; Sen. Hennessey, Dist 5; Rep. Rosenwald, Hills. 30; Rep. Kotowski, Merr. 24; Rep. Fothergill, Coos 1; Rep. Butler, Carr. 7; Rep. Biggie, Hills. 23

 

COMMITTEE: Commerce

 

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ANALYSIS

 

This bill requires insurance policies to cover 3-D tomosynthesis mammography.

 

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Explanation: Matter added to current law appears in bold italics.

Matter removed from current law appears [in brackets and struckthrough.]

Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.

17-0867

01/09

 

STATE OF NEW HAMPSHIRE

 

In the Year of Our Lord Two Thousand Seventeen

 

AN ACT requiring insurance policies to cover 3-D mammography.

 

Be it Enacted by the Senate and House of Representatives in General Court convened:

 

1  Low-Dose Mammography; Definitions.  Amend RSA 417-D:1, II to read as follows:

III.  "Low-dose mammography'' means the X-ray examination of the breast using equipment dedicated specifically for mammography, including the X-ray tube, filter, compression device, screens, films, and cassettes, with a radiation exposure which is diagnostically valuable and in keeping with the recommended "Average Patient Exposure Guides'' as published by the Conference of Radiation Control Program Directors, Inc.  "Low-dose mammography" shall also include 3-D tomosynthesis mammography.

2  Effective Date.  This act shall take effect 60 days after its passage.

 

LBAO

17-0867

1/25/17

 

SB 189-FN- FISCAL NOTE

as introduced

 

AN ACT requiring insurance policies to cover 3-D mammography.

 

FISCAL IMPACT:      [ X ] State              [ X ] County               [ X ] Local              [    ] None

 

 

 

Estimated Increase / (Decrease)

STATE:

FY 2018

FY 2019

FY 2020

FY 2021

   Appropriation

$0

$0

$0

$0

   Revenue

Indeterminable

Indeterminable

Indeterminable

Indeterminable

   Expenditures

$0

$0

$0

$0

Funding Source:

  [ X ] General            [    ] Education            [    ] Highway           [    ] Other

 

 

 

 

 

COUNTY:

 

 

 

 

   Revenue

$0

$0

$0

$0

   Expenditures

Indeterminable

Indeterminable

Indeterminable

Indeterminable

 

 

 

 

 

LOCAL:

 

 

 

 

   Revenue

$0

$0

$0

$0

   Expenditures

Indeterminable

Indeterminable

Indeterminable

Indeterminable

 

METHODOLOGY:

This bill defines 3-D tomosynthesis mammography as low-dose for purposes of stipulating required low-dose mammography coverage in health insurance policies.  To the extent issuers are now covering other types of low-dose mammography, and not covering 3-D, and assuming that these other types of procedures are lower in cost, then the passage of this bill may result in increased claim costs.  This in turn may result in increased premiums, or benefit buy-downs.  Premium rates may be impacted, which would affect county and local expenditures.  The State is self-insured and should not be impacted.  The Insurance Department states if premiums are impacted by this bill, then there may be an indeterminable impact on insurance premium tax revenue.

 

AGENCIES CONTACTED:

Insurance Department