HB1397 (2020) Detail

Relative to the referral of debts for collection.


HB 1397 - AS INTRODUCED

 

 

2020 SESSION

20-2133

06/01

 

HOUSE BILL 1397

 

AN ACT relative to the referral of debts for collection.

 

SPONSORS: Rep. Ulery, Hills. 37; Rep. True, Rock. 4

 

COMMITTEE: Commerce and Consumer Affairs

 

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ANALYSIS

 

This bill requires creditors to give affirmative notice to a consumer before bills for goods or services may be referred for collection.

 

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Explanation: Matter added to current law appears in bold italics.

Matter removed from current law appears [in brackets and struckthrough.]

Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.

20-2133

06/01

 

STATE OF NEW HAMPSHIRE

 

In the Year of Our Lord Two Thousand Twenty

 

AN ACT relative to the referral of debts for collection.

 

Be it Enacted by the Senate and House of Representatives in General Court convened:

 

1  New Section; Unfair Collection Practices; Affirmative Notification Required.  Amend RSA 358-C by inserting after section 1 the following new section:

358-C:1-a  Affirmative Notification Required.  A creditor shall give a consumer affirmative notification 2 weeks prior to referral of any bill to collection.  In this chapter, "affirmative notification" means in-person contact by certified mail, telephone communication, or home visit, or posting of a notice of debt on a consumer's door in a solid envelope marked confidential and endorsed with the consumer's name.  No debt collector shall leave a message of debt on a recording device.  No debt collector shall discuss a debt with a third party, as described by the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. section 1692c(b), other than a discussion initiated by the customer with a state agency.

2  Effective Date.  This act shall take effect 60 days after its passage.

Links

HB1397 at GenCourtMobile
HB1397 Discussion

Action Dates

Date Body Type
Feb. 12, 2020 House Hearing
March 3, 2020 House Exec Session
Sept. 2, 2020 House Exec Session
House Floor Vote

Bill Text Revisions

HB1397 Revision: 7041 Date: Dec. 2, 2019, 3:48 p.m.

Docket


: Interim Study Report: Not Recommended for Future Legislation (Vote 15-0)


Sept. 2, 2020: Full Committee Work Session: 09/02/2020 02:00 pm Members of the public may attend using this link: : https://www.zoom.us/j/98387930737 - Executive Session to Follow


March 12, 2020: Refer for Interim Study: MA VV 03/12/2020 HJ 8 P. 217


March 11, 2020: Removed from Consent (Rep. Sylvia) 03/11/2020 HJ 7 P. 1


: Committee Report: Refer for Interim Study (Vote 19-0; CC)


March 11, 2020: Committee Report: Refer for Interim Study for 03/11/2020 (Vote 19-0; CC) HC 10 P. 5


March 3, 2020: Executive Session: 03/03/2020 10:30 am LOB 302


Feb. 24, 2020: Subcommittee Work Session: 02/24/2020 09:00 am LOB 302


Feb. 12, 2020: Public Hearing: 02/12/2020 10:00 am LOB 302


Jan. 8, 2020: Introduced 01/08/2020 and referred to Commerce and Consumer Affairs HJ 1 P. 20