Bill Text - SB750 (2020)

Providing for premium-free insurance to persons who donate a kidney.


Revision: March 10, 2020, 1:51 p.m.

SB 750-FN-A - AS INTRODUCED

 

 

2020 SESSION

20-3134

10/01

 

SENATE BILL 750-FN-A

 

AN ACT providing for premium-free insurance to persons who donate a kidney.

 

SPONSORS: Sen. Fuller Clark, Dist 21; Sen. Hennessey, Dist 5; Sen. Bradley, Dist 3; Sen. Levesque, Dist 12

 

COMMITTEE: Commerce

 

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ANALYSIS

 

This bill provides that any New Hampshire resident who donates a kidney shall have his or her health insurance premiums for a gold level plan in the state health marketplace paid for life by the state.

 

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Explanation: Matter added to current law appears in bold italics.

Matter removed from current law appears [in brackets and struckthrough.]

Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.

20-3134

10/01

 

STATE OF NEW HAMPSHIRE

 

In the Year of Our Lord Two Thousand Twenty

 

AN ACT providing for premium-free insurance to persons who donate a kidney.

 

Be it Enacted by the Senate and House of Representatives in General Court convened:

 

1  New Section; Health and Human Services; Health Insurance for Kidney Donors.  Amend RSA 126-A by inserting after section 18-b the following new section:

126-A:18-c  Health Insurance for Kidney Donors; Fund Established.  

I.  Any New Hampshire resident who donates a kidney as a live kidney donor on or after the effective date of this section shall be eligible after such donation to receive health insurance through the New Hampshire state health insurance marketplace with the cost of the premium paid for by the state for the duration of such donor's life.  The department shall be responsible for the payment of all premiums in connection with the insurance and neither the donor nor his or her employer shall be liable for the premiums.  

II.  Insurance and premium payments provided pursuant to this section shall be made for the highest level of services available through a gold level plan available on the New Hampshire health insurance marketplace, and shall include prescription drug coverage.

III.  Such insurance premium payment shall be paid from the kidney donor insurance fund established under paragraph IV.  

IV.  There is hereby established in the state treasury the kidney donor insurance fund.  The fund shall consist of all moneys appropriated for its purpose, all moneys transferred to the fund, all moneys required by any other provision of law to be credited to the fund, any grants, gifts or bequests received by the department for the purposes of the fund, and any interest earnings which may accrue from the investment of moneys in the fund.  

V.  The fund shall be nonlapsing and continually appropriated to the department of health and human services and shall be available for all costs of supplying kidney donors with health insurance under section.

2  New Subparagraph; Application of Receipts; Kidney Donor Insurance Fund.  Amend RSA 6:12, I(b) by inserting after subparagraph (358) the following new subparagraph:

(359)  Moneys deposited in the kidney donor insurance fund established in RSA 126-A:18-c.

3  Effective Date.  This act shall take effect 60 days after its passage.

 

LBAO

20-3134

Revised 3/10/20

 

SB 750-FN-A- FISCAL NOTE

AS INTRODUCED

 

AN ACT providing for premium-free insurance to persons who donate a kidney.

 

FISCAL IMPACT:      [ X ] State              [    ] County               [    ] Local              [    ] None

 

 

 

Estimated Increase / (Decrease)

STATE:

FY 2020

FY 2021

FY 2022

FY 2023

   Appropriation

$0

$0

$0

$0

   Revenue

$0

$0

$0

$0

   Expenditures

$0

Indeterminable Increase

Indeterminable Increase

Indeterminable Increase

Funding Source:

  [ X ] General            [    ] Education            [    ] Highway           [    ] Other

 

 

 

 

 

METHODOLOGY:

This bill provides that any New Hampshire resident who donates a kidney shall have his or her health insurance premiums for a gold level plan in the state health marketplace paid for life by the State.  The bill establishes the Health Insurance for Kidney Donors Fund and would require the Department of Health and Human Services to pay insurance premiums from the fund for a gold level plan available on the New Hampshire Health Insurance Marketplace.  The Department assumes:

  • Any New Hampshire Resident would include a kidney donor who donates a live kidney on or after the effective date in another state and subsequently becomes a New Hampshire resident.
  • The New Hampshire state health insurance marketplace means the qualified health plans offered in the individual market through the federally facilitated marketplace and such a plan would include prescription drug coverage.

 

The Department indicates the cost of implementing this benefit is indeterminable because there is no way to determine: how many New Hampshire residents will donate a kidney, the number of  individuals who will donate a kidney after the effective date of the bill and choose to become New Hampshire residents, the length of time the Department would be paying the insurance premiums, or what the cost of a gold level plan will be in future years.

 

The Insurance Department assumes the bill would have no impact on premium tax revenue and no impact on the New Hampshire Insurance Department Administrative Fund.

 

It is assumed the fiscal impact of the bill would not occur until FY 2021.

 

AGENCIES CONTACTED:

Departments of Health and Human Services and Insurance