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1 New Section; Unfair Collection Practices; Affirmative Notification Required. Amend RSA 358-C by inserting after section 1 the following new section:
358-C:1-a Affirmative Notification Required. A creditor shall give a consumer affirmative notification 2 weeks prior to referral of any bill to collection. In this chapter, "affirmative notification" means in-person contact by certified mail, telephone communication, or home visit, or posting of a notice of debt on a consumer's door in a solid envelope marked confidential and endorsed with the consumer's name. No debt collector shall leave a message of debt on a recording device. No debt collector shall discuss a debt with a third party, as described by the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. section 1692c(b), other than a discussion initiated by the customer with a state agency.
2 Effective Date. This act shall take effect 60 days after its passage.
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1 New Section; Unfair Collection Practices; Affirmative Notification Required. Amend RSA 358-C by inserting after section 1 the following new section:
358-C:1-a Affirmative Notification Required. A creditor shall give a consumer affirmative notification 2 weeks prior to referral of any bill to collection. In this chapter, "affirmative notification" means in-person contact by certified mail, telephone communication, or home visit, or posting of a notice of debt on a consumer's door in a solid envelope marked confidential and endorsed with the consumer's name. No debt collector shall leave a message of debt on a recording device. No debt collector shall discuss a debt with a third party, as described by the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. section 1692c(b), other than a discussion initiated by the customer with a state agency.
2 Effective Date. This act shall take effect 60 days after its passage.