SB36 (2021) Detail

Relative to residency under auto insurance policies.


CHAPTER 147

SB 36 - FINAL VERSION

 

3Jun2021... 1303h

2021 SESSION

21-0563

11/06

 

SENATE BILL 36

 

AN ACT relative to residency under auto insurance policies.

 

SPONSORS: Sen. French, Dist 7; Sen. Hennessey, Dist 1; Sen. Ricciardi, Dist 9; Sen. Giuda, Dist 2; Sen. Sherman, Dist 24; Sen. Soucy, Dist 18; Sen. Reagan, Dist 17; Rep. Pearl, Merr. 26

 

COMMITTEE: Commerce

 

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ANALYSIS

 

This bill repeals the requirement that applicants for coverage under new policies of automobile insurance sign statements of residency.

 

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Explanation: Matter added to current law appears in bold italics.

Matter removed from current law appears [in brackets and struckthrough.]

Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.

3Jun2021... 1303h 21-0563

11/06

 

STATE OF NEW HAMPSHIRE

 

In the Year of Our Lord Two Thousand Twenty One

 

AN ACT relative to residency under auto insurance policies.

 

Be it Enacted by the Senate and House of Representatives in General Court convened:

 

147:1  Prohibition on Nonresident Automobile Insurance.  RSA 412:9 is repealed and reenacted to read as follows:

412:9  Prohibition on Nonresident Automobile Insurance.  Policies of automobile insurance, as defined in RSA 417-A, shall only be issued and renewed to residents of the state of New Hampshire, except that such policies shall also be permitted to be sold to any person if the vehicle insured is exclusively garaged in New Hampshire.  Notwithstanding any other provision of law to the contrary, no individual shall be provided coverage under a policy of automobile insurance, as defined in RSA 417-A, if such applicant or applicants have been determined by the insurer to have intentionally misrepresented their residency status or exclusive garaging status at the time of initial application or renewal.  Payment shall be made by the insurer with respect to accidents for all valid bodily injury and property damage liability claims and all valid uninsured motorist claims by individuals other than the applicant or applicants who made the intentional misrepresentation.  However, the insurer shall be legally entitled to reimbursement by the policyholder for all such paid claims.

147:2  Automobile Insurance; Cancellation; Grounds.  Amend RSA 417-A:4, IV to read as follows:

IV.  [Failure to sign the New Hampshire residency form as required by RSA 417-A:3-b.] Named insured was not a resident of the state of New Hampshire at the time the policy was issued or renewed, unless the insured vehicle at issue was exclusively garaged in New Hampshire when the policy was issued or renewed.

147:3  Repeal.  The following are repealed:

I.  RSA 412:18, relative to the exclusion of certain claims in calculation of premium rates.

II.  RSA 417-A:3-b, relative to statements of residency for automobile insurance policies.

147:4  Effective Date.  This act shall take effect 60 days after its passage.

 

Approved: July 23, 2021

Effective Date: September 21, 2021

Links

SB36 at GenCourtMobile
SB36 Discussion

Action Dates

Date Body Type
Jan. 19, 2021 Senate Hearing
Feb. 4, 2021 Senate Floor Vote
March 30, 2021 House Hearing
May 13, 2021 House Exec Session
House Floor Vote

Bill Text Revisions

SB36 Revision: 32845 Date: July 26, 2021, 11:33 a.m.
SB36 Revision: 32689 Date: June 10, 2021, 2:10 p.m.
SB36 Revision: 32571 Date: June 3, 2021, 9:38 a.m.
SB36 Revision: 31912 Date: Jan. 12, 2021, 3:58 p.m.

Docket


July 23, 2021: Signed by the Governor on 07/23/2021; Chapter 0147; Effective 09/21/2021


June 24, 2021: Enrolled Adopted, VV, (In recess 06/24/2021); SJ 20


June 24, 2021: Enrolled (in recess of) 06/24/2021


June 10, 2021: Sen. French Moved to Concur with the House Amendment, MA, VV; 06/10/2021; SJ 19


June 3, 2021: Ought to Pass with Amendment 2021-1303h: MA VV 06/03/2021


June 3, 2021: Amendment # 2021-1303h: AA VV 06/03/2021


: Committee Report: Ought to Pass with Amendment # 2021-1303h (Vote 19-0; CC) HC 26 P. 4


May 13, 2021: Executive Session: 05/13/2021 10:00 am Members of the public may attend using the following link: To join the webinar: https://www.zoom.us/j/93883325643


March 30, 2021: Public Hearing: 03/30/2021 09:00 am Members of the public may attend using the following link: To join the webinar: https://www.zoom.us/j/99157160886 / Executive session on pending legislation may be held throughout the day (time permitting) from the time the committee is initially convened.


Feb. 25, 2021: Introduced (in recess of) 02/25/2021 and referred to Commerce and Consumer Affairs HJ 4 P. 48


Feb. 4, 2021: Ought to Pass: RC 23Y-1N, MA; OT3rdg; 02/04/2021; SJ 3


Feb. 4, 2021: Committee Report: Ought to Pass, 02/04/2021; Vote 5-0; CC; SC 9


Jan. 19, 2021: Remote Hearing: 01/19/2021, 09:10 am; Links to join the hearing can be found in the Senate Calendar; SC 7


Jan. 6, 2021: Introduced 01/06/2021 and Referred to Commerce; SJ 3