Bill Text - SB206 (2022)

Relative to consumer guaranty contracts.


Revision: April 22, 2022, 3:16 p.m.

Rep. Hunt, Ches. 11

April 6, 2022

2022-1349h

07/04

 

 

Amendment to SB 206

 

Amend the bill by replacing all after section 2 with the following:

 

3  Repeal.  The following are repealed:

I.  RSA 415-C:1, III(b)(2), relative to the definition of consumer guaranty contracts as it relates to prepaid legal services contracts.

II.  RSA 415-C:1, XI, relative to the definition of prepaid legal services contract.

4  Insurance Department; Investigations, Enforcement; Rulemaking Regarding Privileged Communications.  Amend RSA 400-A:16, III(c) to read as follows:

(c)  The commissioner may disclose to an insured or claimant who has filed a complaint against an insurer, a copy of the insurance company's letter to the department in response to the complaint.  The commissioner shall adopt rules, pursuant to RSA 541-A, as may be necessary, to identify those documents obtained from the company during the course of the investigation of the insured's or claimant's complaint that may be disclosed upon request to assist the insured or claimant in understanding the basis for the department's actions related to the investigation.  The commissioner shall not disclose to an insured or claimant any information that would interfere with any civil, criminal, or administrative enforcement proceeding.

5  Effective Date.  This act shall take effect 60 days after its passage.

2022-1349h

AMENDED ANALYSIS

This bill excludes prepaid legal services contracts from the definition of "consumer guaranty contract" and prohibits certain consumer guaranty contract acts and terms.  This bill also revises the rulemaking authority of the commissioner of the department of insurance regarding privileged communications.

 

This bill is a request of the insurance department.