SB 331 - AS INTRODUCED
2022 SESSION
22-3073
11/05
SENATE BILL 331
AN ACT relative to waivers of deductibles in automobile insurance policies.
SPONSORS: Sen. Soucy, Dist 18; Sen. Cavanaugh, Dist 16
COMMITTEE: Commerce
-----------------------------------------------------------------
ANALYSIS
This bill requires any automobile insurance policy that contains coverage for physical damage by reason of collision to waive any deductible of such coverage when the damage is caused by any motor vehicle if the operator of such vehicle has been positively identified and is solely at fault.
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Explanation: Matter added to current law appears in bold italics.
Matter removed from current law appears [in brackets and struckthrough.]
Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.
22-3073
11/05
STATE OF NEW HAMPSHIRE
In the Year of Our Lord Two Thousand Twenty Two
AN ACT relative to waivers of deductibles in automobile insurance policies.
Be it Enacted by the Senate and House of Representatives in General Court convened:
1 Motor Vehicle Insurance; Requirements of Coverage. Amend RSA 412:8, III to read as follows:
III. When an automobile insurance policy contains coverage for physical damage by reason of collision, any deductible amount of such coverage shall not apply if the damage is caused by [an uninsured] any motor vehicle, including a motor vehicle which is uninsured within the definition of RSA 259:117, and the operator of the [uninsured] vehicle has been positively identified and is solely at fault.
2 Effective Date. This act shall take effect January 1, 2023.
| Date | Body | Type |
|---|---|---|
| Jan. 18, 2022 | Senate | Hearing |
Feb. 24, 2022: Refer to Interim Study, MA, VV; 02/24/2022; SJ 4
Feb. 22, 2022: Committee Report: Referred to Interim Study, 02/24/2022; Vote 5-0; CC; SC 8A
Dec. 20, 2021: Hearing: 01/18/2022, Room 100, SH, 09:30 am; SC 50
Dec. 15, 2021: To Be Introduced 01/05/2022 and Referred to Commerce; SJ 1