HB434 (2025) Compare Changes


The Bill Text indicates a new section is being inserted. This situation is not handled right now, and the new text is displayed in both the changed and unchanged versions.

Unchanged Version

Text to be removed highlighted in red.

1 New Paragraph; Rental Car Coverage Required. Amend RSA 264:18 by inserting after paragraph VII the following new paragraph:

VIII. Rental Car Coverage Required. No policy shall be issued under the provisions of RSA 264:14, with respect to a vehicle registered or principally garaged in this state, unless the policy provides total coverage for a rental vehicle obtained through a regional or national rental car company of the policyholder's choice for at least 7 days upon determination by the insurance company or its agent that the vehicle is totaled or cannot be safely operated, and that the driver was not at fault, based on a police report or reported decision of the insurance company or its designee, whichever occurs first.

2 Effective Date. This act shall take effect 60 days after its passage.

Changed Version

Text to be added highlighted in green.

1 New Paragraph; Rental Car Coverage Required. Amend RSA 264:18 by inserting after paragraph VII the following new paragraph:

VIII. Rental Car Coverage Required. No policy shall be issued under the provisions of RSA 264:14, with respect to a vehicle registered or principally garaged in this state, unless the policy provides total coverage for a rental vehicle obtained through a regional or national rental car company of the policyholder's choice for at least 7 days upon determination by the insurance company or its agent that the vehicle is totaled or cannot be safely operated, and that the driver was not at fault, based on a police report or reported decision of the insurance company or its designee, whichever occurs first.

2 Effective Date. This act shall take effect 60 days after its passage.