Revision: Jan. 9, 2025, 4:07 p.m.
HB 434-FN - AS INTRODUCED
2025 SESSION
25-0562
11/09
HOUSE BILL 434-FN
SPONSORS: Rep. S. Pearson, Rock. 13
COMMITTEE: Commerce and Consumer Affairs
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ANALYSIS
This bill requires a policyholder's insurance company to provide a rental car for at least 7 days after determination that the vehicle is totaled or unsafe to operate when the policyholder is not at fault for the accident.
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Explanation: Matter added to current law appears in bold italics.
Matter removed from current law appears [in brackets and struckthrough.]
Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.
25-0562
11/09
STATE OF NEW HAMPSHIRE
In the Year of Our Lord Two Thousand Twenty Five
Be it Enacted by the Senate and House of Representatives in General Court convened:
1 New Paragraph; Rental Car Coverage Required. Amend RSA 264:18 by inserting after paragraph VII the following new paragraph:
VIII. Rental Car Coverage Required. No policy shall be issued under the provisions of RSA 264:14, with respect to a vehicle registered or principally garaged in this state, unless the policy provides total coverage for a rental vehicle obtained through a regional or national rental car company of the policyholder's choice for at least 7 days upon determination by the insurance company or its agent that the vehicle is totaled or cannot be safely operated, and that the driver was not at fault, based on a police report or reported decision of the insurance company or its designee, whichever occurs first.
2 Effective Date. This act shall take effect 60 days after its passage.
25-0562
1/2/25
HB 434-FN- FISCAL NOTE
AS INTRODUCED
FISCAL IMPACT:
The Legislative Budget Assistant has determined that this legislation has a total fiscal impact of less than $10,000 in each of the fiscal years 2025 through 2028.
AGENCIES CONTACTED:
Insurance Department