SB 607 - AS INTRODUCED
2026 SESSION
26-2171
07/08
SENATE BILL 607
AN ACT relative to short-term, limited duration health insurance policies.
SPONSORS: Sen. Innis, Dist 7; Sen. McGough, Dist 11; Rep. Labrie, Hills. 2; Rep. Kuttab, Rock. 17; Rep. Miles, Hills. 12
COMMITTEE: Health and Human Services
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ANALYSIS
This bill prevents short-term, limited duration health insurance policies from being issued for a period longer than federal laws or regulations permit.
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Explanation: Matter added to current law appears in bold italics.
Matter removed from current law appears [in brackets and struckthrough.]
Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.
26-2171
07/08
STATE OF NEW HAMPSHIRE
In the Year of Our Lord Two Thousand Twenty-Six
AN ACT relative to short-term, limited duration health insurance policies.
Be it Enacted by the Senate and House of Representatives in General Court convened:
1 Insurance; Accident and Health Insurance; Form of Policy. Amend RSA 415:5, III to read as follows:
III. [Nonrenewable, individual] Short-term, limited duration health insurance policies which provide medical, hospital, or major medical expense benefits for a specified term may be delivered or issued for delivery to any person in this state [for purposes of providing short-term, interim coverage only] and no such policy shall provide coverage for a specified term in excess of [6 months, nor shall any such policy be issued in this state to a person who was previously covered under short-term medical policies providing in total more than 540 days of coverage within the preceding 24-month period] for an initial term and total duration, including renewals or extensions, not to exceed the maximum length permitted under federal law.
2 Effective Date. This act shall take effect January 1, 2027.
Nov. 25, 2025: Introduced 01/07/2026 and Referred to Health and Human Services; SJ 1