HB109 (2021) Detail

Relative to the referral of debts for collection. 


HB 109  - AS INTRODUCED

 

 

2021 SESSION

21-0311

06/10

 

HOUSE BILL 109

 

AN ACT relative to the referral of debts for collection. 

 

SPONSORS: Rep. Ulery, Hills. 37

 

COMMITTEE: Commerce and Consumer Affairs

 

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ANALYSIS

 

This bill requires creditors to give affirmative notice to a consumer before bills for goods or services may be referred for collection.

 

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Explanation: Matter added to current law appears in bold italics.

Matter removed from current law appears [in brackets and struckthrough.]

Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.

21-0311

06/10

 

STATE OF NEW HAMPSHIRE

 

In the Year of Our Lord Two Thousand Twenty One

 

AN ACT relative to the referral of debts for collection. 

 

Be it Enacted by the Senate and House of Representatives in General Court convened:

 

1  New Section; Unfair Collection Practices; Affirmative Notification Required.  Amend RSA 358-C by inserting after section 1 the following new section:

358-C:1-a  Affirmative Notification Required.  A creditor shall give a consumer affirmative notification 2 weeks prior to referral of any bill to collection.  In this chapter, "affirmative notification" means in-person contact by certified mail, telephone communication, or home visit, or posting of a notice of debt on a consumer's door in a solid envelope marked confidential and endorsed with the consumer's name.  No debt collector shall leave a message of debt on a recording device.  No debt collector shall discuss a debt with a third party, as described by the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. section 1692c(b), other than a discussion initiated by the customer with a state agency.

2  Effective Date.  This act shall take effect 60 days after its passage.

Links

HB109 at GenCourtMobile
HB109 Discussion

Action Dates

Date Body Type
Jan. 26, 2021 House Hearing
Feb. 9, 2021 House Exec Session
House Floor Vote

Bill Text Revisions

HB109 Revision: 31388 Date: Jan. 4, 2021, 12:56 p.m.

Docket


April 7, 2021: Reconsider (Rep. Osborne): MF VV 04/07/2021 HJ 5 P. 50


April 7, 2021: Inexpedient to Legislate: MA VV 04/07/2021 HJ 5 P. 4


: Committee Report: Inexpedient to Legislate (Vote 16-1; CC) HC 18 P. 3


Feb. 9, 2021: Executive Session: 02/09/2021 01:25 pm Members of the public may attend using the following link: To join the webinar: https://www.zoom.us/j/94408830780


Jan. 26, 2021: Public Hearing: 01/26/2021 11:15 am Members of the public may attend using the following links To join the webinar: https://www.zoom.us/j/98678901926 / Executive session on pending legislation may be held throughout the day (time permitting) from the time the committee is initially convened.


Jan. 6, 2021: Introduced (in recess of) 01/06/2021 and referred to Commerce and Consumer Affairs HJ 2 P. 35


Jan. 6, 2020: To Be Introduced 01/06/2020 and referred to Commerce and Consumer Affairs