SB 332 - AS INTRODUCED
2024 SESSION
24-2831
05/08
SENATE BILL 332
SPONSORS: Sen. Gannon, Dist 23; Sen. Soucy, Dist 18
COMMITTEE: Commerce
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ANALYSIS
This bill provides that if a person requests a consumer report in connection with a transaction secured by real estate, the consumer reporting agency shall not release the report to a third party unless the consumer has a relationship with the third party or the consumer has consented to such release.
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Explanation: Matter added to current law appears in bold italics.
Matter removed from current law appears [in brackets and struckthrough.]
Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.
24-2831
05/08
STATE OF NEW HAMPSHIRE
In the Year of Our Lord Two Thousand Twenty Four
Be it Enacted by the Senate and House of Representatives in General Court convened:
1 New Paragraph; Consumer Reporting Agencies; Permissible Purposes of Reports; Release of Report to Third Parties Limited. Amend RSA 359-B:4 by inserting after paragraph III the following new paragraph:
IV. If a person requests a report from consumer reporting agency in connection with a credit transaction involving an extension of credit secured by real estate, such agency may not, solely on the basis of such request, furnish a report to a third party unless such third party has submitted documentation to such agency certifying that such third party has the consumer's consent or has a current relationship, relating to credit, servicing or other financial services, with such consumer.
2 Effective Date. This act shall take effect January 1, 2025.
| Date | Body | Type |
|---|---|---|
| Jan. 9, 2024 | Senate | Hearing |
| Jan. 18, 2024 | Senate | Floor Vote |
| Jan. 18, 2024 | Senate | Floor Vote |
| April 24, 2024 | House | Hearing |
| May 15, 2024 | House | Exec Session |
| Oct. 17, 2024 | House | Exec Session |
| House | Floor Vote |
Oct. 31, 2024: Interim Study Report: Not Recommended for Future Legislation (Vote 16-0)
Sept. 25, 2024: Executive Session: 10/17/2024 10:00 am LOB 302-304
Aug. 14, 2024: Full Committee Work Session: 09/11/2024 10:00 am LOB 302-304
May 23, 2024: Refer for Interim Study: MA VV 05/23/2024 HJ 14 P. 3
May 15, 2024: Committee Report: Refer for Interim Study 05/15/2024 (Vote 18-0; CC) HC 20 P. 5
May 8, 2024: Executive Session: 05/15/2024 10:00 am LOB 302-304
May 1, 2024: Subcommittee Work Session: 05/08/2024 10:00 am LOB 302-304
April 9, 2024: Public Hearing: 04/24/2024 10:00 am LOB 302-304
Feb. 29, 2024: Introduced (in recess of) 02/22/2024 and referred to Commerce and Consumer Affairs HJ 6 P. 138
Jan. 18, 2024: Ought to Pass: MA, VV; OT3rdg; 01/18/2024; SJ 2
Jan. 10, 2024: Committee Report: Ought to Pass, 01/18/2024; Vote 5-0; CC; SC 3
Jan. 10, 2024: Committee Report: Ought to Pass, 01/18/2024; Vote 5-0; CC; SC 3
Dec. 19, 2023: Hearing: 01/09/2024, Room 100, SH, 09:30 am; SC 49
Dec. 11, 2023: To Be Introduced 01/03/2024 and Referred to Commerce; SJ 1